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FAITH FOR U TODAY · OCTOBER 21, 2026

The Riches of God’s Grace

Grace. It is a word we hear almost every Sunday. We sing about it, pray about it, and talk about how wonderful it is that God has shown grace to sinners. In fact, if you have been a Christian for any length of time, you have probably heard the word so often that you hardly give it much thought anymore.

But have you ever stopped to consider just how extraordinary God’s grace really is?

I don’t mean simply knowing the definition or being able to explain that grace is God’s undeserved favor. Most Christians are familiar with that explanation. I mean understanding what God has actually given us through His grace and what that means for the way we live.

Because I think we sometimes make grace much smaller than Scripture presents it.

We often think of grace primarily in terms of forgiveness. We have sinned against God, and He graciously forgives us through Jesus Christ. That is certainly true, and we should never minimize the wonder of having our sins forgiven. But is that all God’s grace accomplishes? Does God simply erase our guilt and then leave us to figure out the rest of our lives on our own?

Consider what Paul writes in Ephesians 1:7–8. He explains that in Christ we have redemption through His blood, the forgiveness of our trespasses, according to the riches of God’s grace, which He lavished upon us.

Notice that expression: the riches of His grace.

Paul does not describe God’s grace as something scarce that He reluctantly distributes to those who manage to convince Him they deserve another chance. He speaks of grace in terms of abundance. God lavishes His grace upon His people.

And what makes this even more remarkable is that we have done nothing to deserve it.

God does not owe us forgiveness. He does not need our worship to become more glorious, and He does not depend upon our love to become more complete. He is the eternal, self-sufficient Creator of all things. Everything belongs to Him.

Yet this same God has graciously chosen to redeem sinners, bring them into His family, give them access to His presence, sustain them through suffering, and promise them an inheritance that will never perish.

When we begin to understand these things, grace becomes much more than a familiar theological expression.

It becomes something that should leave us genuinely astonished.

God’s Grace Gives Us More Than Forgiveness

Imagine a young man who has made a terrible mess of his life. He has wasted his money, damaged relationships, and repeatedly ignored the advice of people who genuinely cared about him. Eventually, he finds himself with nowhere to go.

After exhausting every other option, he calls his father.

He expects disappointment. Perhaps he anticipates a lecture about his poor decisions, and he certainly knows he has no right to demand assistance.

But his father tells him to come home.

Now, imagine that the father does more than offer him a place to sleep for a few nights. He welcomes him, provides for his needs, and begins helping him rebuild his life.

The son has not earned this kindness. His father is extending generosity that goes beyond anything the son could reasonably expect.

Perhaps this sounds familiar because it resembles the parable Jesus tells in Luke 15 about the prodigal son.

The younger son demands his inheritance, leaves home, and wastes what his father has given him. When he finally returns, he does not come expecting to reclaim his former privileges. He knows he has sinned and considers himself unworthy to be called his father’s son.

Yet his father receives him with extraordinary compassion.

Jesus tells this parable in the context of religious leaders criticizing Him for welcoming sinners. Its message confronts the self-righteousness of those who resent mercy while revealing the joy of receiving repentant sinners.

And I think there is something important here that we sometimes overlook.

The son is not merely spared punishment. He is welcomed home.

That distinction helps us understand something about God’s grace.

When God saves us, He does not simply declare that our sins will no longer be counted against us and then maintain a distant relationship with us. He brings us into His family through Jesus Christ.

Scripture calls this adoption.

In Ephesians 1:5, Paul explains that God predestined believers for adoption to Himself as sons through Jesus Christ, according to the purpose of His will.

Think about what that means.

The holy God against whom we have sinned has not merely forgiven us. He has graciously brought us into a relationship in which we may call Him Father.

Romans 8:15–17 teaches that believers have received the Spirit of adoption, by whom they cry out to God as Father, and that they are heirs with Christ.

Now, this does not mean we become divine beings or possess the same nature as God. We remain creatures entirely dependent upon Him. Nor does adoption eliminate the distinction between Christ, the eternal Son of God, and those who become God’s children through grace.

But it does mean that our relationship with God has been fundamentally changed.

We are no longer condemned sinners standing outside His household. In Christ, we have been received as His beloved children.

And that is an extraordinary privilege.

Sometimes Christians spend so much time thinking about the sins God has forgiven that they overlook the relationship into which He has brought them.

Grace does not merely remove our guilt.

It brings us near to God.

The Richness of Grace Is Found in Christ

There is something else we need to understand, especially in a culture that constantly measures wealth in terms of money, possessions, and personal success.

When Scripture speaks about the riches of God’s grace, it is not promising that every faithful Christian will become financially prosperous.

I think we need to be particularly careful here because the language of abundance can easily be misunderstood.

Some people hear about God’s riches and immediately imagine material blessings. A successful business, a beautiful home, excellent health, or a comfortable retirement becomes evidence that God has been especially gracious to someone.

And when those things disappear, people begin wondering whether God’s favor has disappeared with them.

But is that how the Bible teaches us to measure grace?

Consider the apostle Paul.

He understood the riches of God’s grace perhaps more deeply than most of us ever will. Yet his life included imprisonment, persecution, physical suffering, rejection, and considerable hardship.

Was Paul somehow lacking the grace of God?

Of course not.

In Ephesians 3:8, Paul speaks of proclaiming the unsearchable riches of Christ. Those riches are not primarily earthly possessions. They are the immeasurable blessings found in knowing and belonging to Jesus Christ.

Second Corinthians 8:9 speaks of Christ becoming poor for our sake so that through His poverty we might become rich. In the context of Paul’s teaching, this points us toward the gracious self-giving of Christ and the spiritual blessings secured through Him, not a promise that every believer will acquire material wealth.

That should completely change our perspective.

A Christian may have very little money and yet possess blessings that no earthly fortune could purchase.

Forgiveness of sin. Peace with God. Adoption into His family. The indwelling Holy Spirit. Access to our heavenly Father. The promise of resurrection and everlasting life.

What price could we place upon those things?

Suppose you met two people. One has accumulated considerable wealth, enjoys public recognition, and possesses nearly every luxury imaginable. Yet that person remains estranged from God.

The other lives modestly, struggles with ordinary financial responsibilities, and has little that the world would consider impressive. But this person belongs to Jesus Christ.

Who possesses the greater treasure?

I am not suggesting that poverty is inherently righteous or that financial success automatically indicates spiritual corruption. Scripture recognizes legitimate work, responsible stewardship, and the enjoyment of God’s good gifts.

But earthly wealth and the riches of God’s grace are not the same thing.

Jesus warns in Mark 8:36 about the tragedy of gaining the whole world while forfeiting one’s soul.

The greatest treasure God gives His people is not an improved collection of earthly circumstances.

It is Christ Himself.

And everything we receive through salvation comes to us because we belong to Him.

Grace for the Days When We Have Nothing Left

There is another aspect of God’s grace that I find particularly meaningful because it concerns the ordinary difficulties of life.

We often celebrate grace when we think about the moment of salvation. We thank God for forgiving our sins and bringing us to faith in Christ.

But what about the years that follow?

What happens when we become discouraged, physically exhausted, emotionally overwhelmed, or spiritually weak?

Does God’s grace remain sufficient when life becomes more than we feel capable of handling?

Consider a woman who has spent months caring for an aging parent. She works during the day, prepares meals in the evening, manages medical appointments, and tries to maintain her responsibilities toward her own family.

She loves her parent, but she is exhausted.

There are moments when she feels guilty for wanting a break. Sometimes she becomes impatient. Other times she wonders whether anyone understands how much responsibility she is carrying.

She prays for strength, but the circumstances do not immediately change.

Where is God’s grace in a situation like that?

We sometimes imagine that grace means God will remove whatever is causing us difficulty. If we pray sincerely enough, perhaps the burden will disappear.

But Scripture presents a more profound understanding.

In 2 Corinthians 12:7–10, Paul describes a painful affliction that he calls a thorn in the flesh. He pleads with the Lord three times for it to be removed.

God does not grant his request in the way Paul initially desires.

Instead, the Lord tells him that His grace is sufficient and that His power is made perfect in weakness.

Think about that.

Paul asks for the affliction to be taken away, but God teaches him to depend upon divine strength in the midst of his weakness.

That does not mean every hardship is easy to endure or that Christians should avoid seeking medical care, practical assistance, or relief from difficult circumstances.

The caregiver in our example may need to ask relatives for help, arrange professional assistance, establish healthier limits, or take time to rest. Those actions can be expressions of wisdom rather than failures of faith.

But God’s sustaining grace reminds her that she has not been abandoned simply because life remains difficult.

She can bring her weakness honestly before the Lord.

And sometimes that is exactly what we need to learn.

We spend much of our lives trying to become stronger, more independent, and more capable of handling everything ourselves. We want to feel that we have our responsibilities under control.

Yet God sometimes allows circumstances that expose how limited we really are.

Not because He delights in seeing His children suffer, but because His gracious purposes extend beyond making us comfortable or self-sufficient.

We need to learn that dependence upon God is not a sign of spiritual failure.

It is part of the Christian life.

Hebrews 4:14–16 reminds believers that Jesus Christ is our great high priest, who sympathizes with our weaknesses and gives us reason to approach God’s throne of grace with confidence.

What a remarkable privilege.

We do not approach God because we have managed to become strong enough to impress Him.

We come because Christ has opened the way.

We come when we are tired, when we are confused, when we have sinned, and when we do not know what to do next.

And we come trusting that our heavenly Father hears us.

The riches of God’s grace are not demonstrated only when He changes our circumstances.

Sometimes they are demonstrated through the strength He provides while those circumstances remain unchanged.

Grace Does Not Leave Us the Way It Found Us

Now, there is another side of grace that we should not ignore.

If God is so gracious, does that mean our behavior no longer matters? If Christ has secured our forgiveness, can we simply continue living however we please?

Paul anticipated that very misunderstanding in Romans 6.

His answer is clear. Those who have been united to Christ in His death and resurrection are not called to continue living under the dominion of sin.

Grace is not permission to remain unchanged.

It is the gracious power of God at work in people who belong to Jesus Christ.

Consider someone who has spent years being dishonest in business. Perhaps he regularly exaggerates the quality of his products, conceals important information from customers, or manipulates financial records to make his performance appear better than it really is.

Eventually, he becomes convicted of his wrongdoing.

He begins attending church, hears the gospel, and comes to profess faith in Christ.

What should happen next?

Should he simply tell himself that God has forgiven everything and return to conducting business exactly as he did before?

Certainly not.

A genuine understanding of grace should lead him toward repentance. He must begin confronting the sinful attitudes and practices that have shaped his life. That may mean admitting wrongdoing, correcting dishonest records, making restitution where appropriate, and accepting the consequences of past decisions.

And those changes may cost him something.

But this is part of what God’s grace produces.

We should not confuse God’s forgiveness with His approval of sin.

In Titus 3:3–7, Paul reminds believers of their former condition, the kindness and mercy of God in salvation, and the renewing work of the Holy Spirit. That mercy does not merely change our legal standing before God. It is accompanied by the Spirit’s transforming work within us.

The process of sanctification continues throughout the Christian life.

And it is not always comfortable.

God’s grace may expose pride we did not realize we possessed. It may confront bitterness that we have carefully justified for years. It may reveal that our generosity is often motivated by a desire for recognition or that our kindness disappears whenever people inconvenience us.

Sometimes the truth hurts because it exposes things we would rather leave hidden.

But would it really be loving for God to forgive us while leaving us comfortably enslaved to the very sins from which Christ came to redeem us?

The grace that saves us also begins making us holy.

That process will not be completed perfectly in this life. We continue struggling against sin, and we will need repentance and forgiveness throughout our earthly pilgrimage.

Yet we should expect God’s grace to produce genuine change.

Not because our obedience earns salvation, but because the Holy Spirit is at work in those whom Christ has redeemed.

People Who Have Received Grace Should Show Grace

Here is something that I think deserves far more attention in our churches.

We love talking about God’s grace when we are the ones receiving it. But what happens when we are called to extend mercy and patience toward someone who has wronged us?

Suddenly, grace can become much more difficult.

Imagine a coworker who repeatedly takes credit for work you have done. You have spent hours completing an important project, only to discover that this person has presented your contribution as though it were entirely their own.

You are understandably frustrated.

And perhaps you have every reason to address the matter with your supervisor, document your work, and establish appropriate professional boundaries.

But what happens inside your heart?

Do you begin hoping the person will fail? Do you start looking for opportunities to embarrass them? Do you speak about them with contempt whenever their name comes up?

I am not suggesting that Christian grace means pretending wrongdoing never happened or allowing someone to continue taking advantage of you.

Forgiveness and accountability are not enemies.

But our response to another person’s sin should be shaped by the mercy we ourselves have received.

In Matthew 18:21–35, Jesus tells the parable of the unforgiving servant. A servant is released from an enormous debt he could never repay, yet he refuses to show mercy to another servant who owes him a comparatively small amount.

The contrast is deliberate.

The man who has received extraordinary mercy refuses to extend mercy to someone else.

And Jesus uses that story to confront the seriousness of an unforgiving heart.

Think about what this means for us.

How can we continually celebrate the forgiveness of our sins while refusing to examine the bitterness we hold toward others?

How can we speak passionately about God’s patience with us and then demand immediate perfection from our spouses, children, friends, or fellow church members?

We must be careful here. Forgiving someone does not necessarily mean rebuilding a damaged relationship immediately. It does not eliminate the need for justice or require someone to remain in an abusive or dangerous situation.

But the grace of God should reshape our desire for revenge and our willingness to extend compassion.

It should also influence the way we respond when we are the ones who have done wrong.

Sometimes we are quick to ask God for forgiveness but remarkably slow to apologize to another person.

We justify our words by pointing out that we were tired. We explain away our anger by reminding everyone how stressful our circumstances have been. We minimize our dishonesty because we believe our intentions were good.

Yet grace should make us more willing to confess our sins, not less.

Why?

Because we no longer need to pretend that we are righteous in ourselves.

Our confidence rests in the righteousness of Jesus Christ.

We can acknowledge our failures honestly because God’s grace has already exposed our desperate need for a Savior.

And a church filled with people who genuinely understand this should look different from a community built around appearances.

There should be room for confession, repentance, restoration, patience, and genuine care.

Not a careless tolerance of sin, but a community where the truth is spoken in love and where forgiven sinners learn to extend mercy to one another.

The Riches We Have Not Yet Received in Full

There is one final aspect of God’s grace that I believe we often overlook because we become so occupied with our present responsibilities.

The riches of God’s grace are not limited to what we experience today.

God has promised an eternal inheritance to those who belong to Jesus Christ.

First Peter 1:3–5 speaks of believers being born again to a living hope through the resurrection of Christ and receiving an inheritance that is imperishable, undefiled, and unfading.

Consider those three descriptions.

An imperishable inheritance cannot decay. An undefiled inheritance cannot be corrupted by sin. An unfading inheritance will not gradually lose its beauty or value.

Now compare that with everything we possess in this world.

Our homes require maintenance. Our vehicles eventually wear out. Our bodies grow older. The possessions we spend years acquiring can be damaged, stolen, or lost.

Even the relationships we treasure most are affected by the painful reality of death.

Nothing in this fallen world remains untouched by change and decay.

But the inheritance God has promised His children is different.

It is secured by the resurrection of Jesus Christ and kept by God’s power.

And that should give us extraordinary hope.

Imagine an elderly Christian who has spent much of life working hard, raising a family, serving the church, and enduring the ordinary hardships that accompany living in a fallen world.

Now age has begun taking away some of the things once taken for granted. Physical strength has diminished. Friends have passed away. Activities that once seemed effortless have become difficult.

From the world’s perspective, this person’s life may appear to be getting smaller.

But from the perspective of God’s promises, an extraordinary future remains.

The believer’s hope is not that heaven will simply provide a more comfortable version of earthly life. Our hope is the resurrection of the body, the complete removal of sin, and everlasting life in the presence of God.

Revelation 21:3–4 describes God’s dwelling with His people and the final removal of death, mourning, crying, and pain.

That is the future toward which God’s grace is carrying His children.

And it is not a future we must earn through a lifetime of religious achievement.

It is the inheritance secured for us through Jesus Christ.

Of course, that does not mean our present lives are insignificant. Scripture calls us to faithfulness, obedience, and good works. What we do matters because we belong to Christ.

But our hope rests in what He has accomplished, not in the mistaken belief that we will someday become worthy of eternal life through our own efforts.

Even when we grow old, become weak, or lose the things that once made us feel secure, the promises of God remain.

Romans 8:38–39 reminds us that nothing in all creation can separate God’s people from His love in Christ Jesus our Lord.

That is a richness the world cannot provide.

And it is one the world cannot take away.

Have We Really Understood How Rich We Are?

Let me return to where we began.

Grace is a familiar word. We hear it in sermons, sing about it in hymns, and use it so naturally in Christian conversations that we sometimes forget just how remarkable it is.

But consider what God’s grace means for those who belong to Jesus Christ.

We were guilty before a holy God, yet He has justified us through faith in His Son. We were alienated from Him, yet He has brought us into His family. We were spiritually helpless, yet He gave us life through the work of His Spirit.

And He did not stop there.

He continues caring for us when we are weak. He corrects us when we wander. He works within us to produce holiness. He provides His church, His Word, and the ordinary means through which He strengthens our faith.

And He promises an eternal inheritance that will never perish.

What did we do to deserve all of this?

Nothing.

That is what makes grace so extraordinary.

But I think we need to be careful not to turn that answer into another familiar religious expression.

When we say we have done nothing to deserve God’s grace, we are acknowledging something profound about ourselves and about Him.

We are sinners who have no claim upon God’s mercy. He would remain perfectly righteous if He had left us in our rebellion. Yet according to His eternal purpose and great love, He has graciously chosen to save His people through the finished work of Jesus Christ.

Our salvation was not inexpensive. The Son of God humbled Himself, took upon Himself our humanity, lived in perfect obedience, and gave His life as the atoning sacrifice for sin.

The grace we receive freely came to us through the costly work of our Savior.

And because of that, we have every reason to live with humility and gratitude.

Perhaps the next time you find yourself discouraged because you do not have what someone else possesses, you should consider what God has already given you in Christ.

When you struggle with weakness, remember that His grace remains sufficient.

When you find it difficult to forgive another person, remember the mercy you have received.

When your circumstances seem uncertain, remember that your inheritance is secure in Jesus Christ.

And when you begin wondering whether God has been good to you, look again at the cross.

Not because every difficulty will suddenly make sense, but because the cross reveals a love and grace far greater than anything we could have imagined or deserved.

The riches of God’s grace cannot be measured in dollars, possessions, comfort, or human recognition. They are found in the Savior who has redeemed us and in the blessings that belong to us through union with Him.

And I believe that the more deeply we understand these things, the more our hearts should be moved toward genuine worship.

Not because God needs our praise to become more glorious.

But because His glory deserves our praise.

We may never fully comprehend the immeasurable riches of God’s grace in this life. But we can spend the rest of our days growing in our understanding of it, rejoicing in Christ, and giving glory to the God who has graciously given us everything we truly need in His Son.

EXPLORE THE SUBJECT FURTHER

The following resources offer opportunities to explore this subject in greater detail. They include theological writings, biblical studies, and historic Christian works selected to complement the discussion above. These resources are provided by independent publishers and ministries, and we encourage readers to evaluate their teaching carefully in light of Scripture.

MONERGISM

Historic Reformed and Puritan theological works, including free digital editions. Monergism permits free personal reading and downloading but asks other websites to link to its resource pages rather than rehost its edited files.

Chapel Library

Free Christian Literature

Reformed and Puritan books, booklets, audiobooks, and other educational literature. Its digital eBooks and audiobooks are offered free of charge.

Orthodox Presbyterian Church

Confession and Catechisms

Online text and PDF editions of the Westminster Confession of Faith and the Larger and Shorter Catechisms, including versions with Scripture proofs.

Ligonier Ministries

Free Articles

Reformed theological articles covering biblical doctrine, Christian living, church history, apologetics, and Scripture.

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